**Lobby is Open**
115 Mecaw Rd., Hampden, ME 04444|(207) 945-6264

Consumer Loan Rates

Rates are effective as of 3/01/2022, and are subject to change without notice

 

Loan Type Terms APR* Monthly per    $1,000
Auto Up To 60 mos As low as 2.99% $17.97
Auto Up To 78 mos As low as 3.99% $14.58
Other- ATV, Boat, Bike, RV Up To 60 mos As low as 3.74% $18.31
Other -ATV, Boat, Bike, RV Up To 120 mos As low as 4.99% $10.61

4 Easy Ways To Apply!

  • Call (207) 945-6264
  • Apply Online
  • Apply through our mobile app
  • Visit Our Branch at 115 MECAW RD., HAMPDEN, ME 04444

Secured loans available up to $75,000. Not all applicants will qualify for maximum amount.

Example

Payment example: $10,000 loan at 2.99% APR for 60 months, monthly payments of approximately $179.67 each. Total Interest paid of $779.77 and Total of Payments of $10,779.77.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.

 

 

Loan Type Terms APR* Monthly per      $1,000
Unsecured/Personal Up To 36 mos As low as 6.99% $30.88
Unsecured/Personal Up To 60 mos As low as 7.74% $20.16
Share Draft Line of Credit 16.00%

Unsecured loans available up to $10,000. Not all applicants will qualify for maximum amount.

Example

Payment example: $10,000 loan at 7.74% APR for 60 months, monthly payments of approximately $201.59 each.  Total Interest paid of $2,094.76 and Total of Payments of $12,094.76.

 

  • Minimum repayment term of 90 days
  • Maximum APR is 18% (not including GAP, Mechanical Breakdown Protection or Debt Protection)
  • Share Secured loans are 2.00% APR* above the rate you are being paid on the share (savings) account
  • We offer an unsecured Share Draft Line of Credit  – $2,500 maximum, 16% APR* , $50.00 minimum payment
  • Contact csfculoans@changingseasonsfcu.com or call 207-945-6264 for more information

For a Vehicle, ATV, Boat, Bike, RV

APPLY NOW

For a Personal loan

APPLY NOW

 

NADA

Purchasing a vehicle?

Visit www.nadaguides.com to find out the value or call us. Just provide us with the serial number (VIN#) and all options that the vehicle has so that we can give you an accurate book value.

APR*

*Annual Percentage Rate (APR) for the above loans will vary based on borrower’s credit worthiness and selected term. Our loans are risk based priced to determine the interest rate. Other conditions may apply. Rates are subject to change without notice.

 

 

 

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